Atty. Charina B. Vera -Yap is the Managing Director of the Financial Inclusion and Consumer Empowerment Sub -sector (FINCESS), Regional Operations and Advocacy Sector of the Bangko Sentral ng Pilipinas (BSP) where she oversees the financial inclusion, consumer protection and market conduct and integrated economic and financial learning initiatives of the BSP. Prior to her designation as MD, she was the Director of the Consumer Protection and Market Conduct Office (CPMCO). CPMCO handles BSP’s consumer protection and market conduct work and programs.
She graduated from the University of the Philippines, with a Bachelor of Arts degree, major in Political Science. She holds a Bachelor of Laws degree from the Arellano Law School and a Master of Laws degree, Major in International Legal Studies, from Georgetown University Law Center, Washington DC.